Scott Safadi does not buy into the concern that interest rates are going to rise in the near term. While the Bay Area economy is strong, the rest of the country continues to struggle with high unemployment. Until national unemployment rates start to improve, Scott Safadi believes that raising interest rates will be a risky endeavor. Interest rates have helped prop up the stock market and potentially have created a bubble there. Rising rates could pose a risk to our frothy stock market and without other strong elements working in our economy, it would just be too risky.